Annuity Options
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Annuity Options
Annuities are financial products that provide long-term income security, making them essential for retirement planning. ALEVO, a wealth management and insurance planning firm specializing in protecting individuals, businesses, and families, offers tailored annuity solutions to meet diverse financial needs.
The main benefit of annuities is the guaranteed income stream they offer, ensuring you have steady funds during retirement and reducing the risk of outliving your savings. Additionally, annuities provide tax-deferred growth, allowing your investments to compound over time without immediate taxation, which can enhance your overall returns.
ALEVO offers various types of annuities. Income annuities provide regular payments for a set period or for life, offering financial predictability. Fixed annuities offer guaranteed interest rates for stable, predictable growth, making them ideal for conservative investors. Growth annuities focus on wealth accumulation over time, helping individuals achieve long-term financial goals. Indexed annuities link returns to market indexes while protecting your principal, balancing growth potential with security.
By integrating annuities into your financial plan with ALEVO, you can achieve financial stability and peace of mind, knowing that your future is secure. Annuities offer versatile benefits that can enhance any financial strategy, ensuring long-term security for you and your loved ones.
Fixed Annuities
Fixed annuities offer a guaranteed interest rate over a specific period, making them a safe investment option. They protect the principal amount and provide consistent growth, which is especially beneficial in volatile market conditions. Fixed annuities are excellent for conservative investors looking for steady, reliable returns.
Growth Annuities
Growth annuities focus on accumulating wealth over time. They offer the potential for higher returns compared to traditional savings accounts, without exposing investors to significant risks. Growth annuities can help individuals achieve long-term financial goals, such as funding education or building retirement savings.
Income Annuities
Income annuities provide a guaranteed stream of income, typically for life or a specified period. They are ideal for securing retirement income and protecting against the risk of outliving ones savings. By converting a lump sum into regular payments, income annuities offer peace of mind and financial predictability.
Indexed Annuities
Indexed annuities combine the security of fixed annuities with growth potential linked to a market index, like the S&P 500. They offer the opportunity for higher returns based on market performance while protecting the principal from market downturns. This balance makes them suitable for those seeking growth with a safety net.
ALEVO Financial & Insurance Agency
ALEVO is an Insurance Firm that offers retirement income and protection strategies using life insurance and annuity products. Our licensed insurance professionals are independent and can offer a wide array of insurance products and services to help meet your unique needs.
CA insurance license #6002118.
We are not affiliated with any educational or government agency, and do not provide investment, tax or legal advice. Always consult with your own qualified investment and tax/legal advisors. Insurance and annuity products are not suitable for everyone. They involve fees and charges, including possible surrender penalties. Optional benefits and riders may involve additional annual cost. Life insurance involves medical and often financial underwriting to qualify. Life insurance loans and withdrawals will reduce policy death benefits and cash values and may cause the policy to lapse or require additional premiums to keep the policy in-force. Annuity withdrawals are subject to ordinary income taxes, and potentially a 10% IRS penalty before age 59-1/2. Product feature and availability may vary by state. Fixed indexed life insurance and annuities are not investments in the market or index. The interest credited on your contract may be affected by the performance of an external index. However, your contract does not directly participate in the index or any equity or fixed interest investments. You are not buying shares in an index. Interest credits are subject to limits set by the issuing company, such as caps, spreads and/or participation rates.
Guarantees are backed by the financial strength of the issuing company.
We offer expert insurance solutions in form of the most basic individual protection plans to the most complex retirement & business protection plans for individuals as well as businesses.
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